Free Tool

Free Truck Driver Settlement Generator

Create a truck driver or owner-operator settlement in minutes — per-mile or percentage pay, lumper, detention, fuel, tolls and deductions. Download a PDF driver pay statement, free.

Net pay $0.00

First, tell us about your company

You only do this once. Your company name goes on every settlement.

Who is this settlement for?

Enter the driver's name.

Your drivers
Which week is it for?

How do you pay the driver?

Pick one. You can change it any time.

$ %

Add the loads

$
 

Your settlement is ready

Check the numbers and download the PDF.

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Settlements on autopilot. In Beyond Transport, loads, fuel cards, tolls and recurring deductions flow into driver settlements automatically — no typing.

What is a driver settlement?

A driver settlement is the itemized pay record a trucking company gives a company driver or owner-operator for a pay period. It lists every load and its pay, additions such as lumper or detention, and deductions such as fuel, trailer rental or escrow, ending with the net amount paid. Some carriers call it a driver pay statement or pay sheet. It is the record behind driver payroll.

Most carriers settle drivers weekly. A clear settlement lets the driver check each load and each deduction, which cuts down on pay disputes. For leased owner-operators it is also how the carrier shows the charges the lease allows.

Sample driver settlement

Here is a realistic weekly owner-operator settlement. The driver is paid 88% of the load revenue. It shows the order most trucking settlement sheets follow: load pay, then additions, then deductions, then net pay.

Sample owner-operator settlement — week of Oct 5–11, 2026Pay: 88% of load revenue. All amounts in US dollars.
ItemDetailsAmount
Load pay
Load 1: Joliet, IL → Columbus, OHLoad rate $1,250.00 × 88%$1,100.00
Load 2: Columbus, OH → Nashville, TNLoad rate $1,450.00 × 88%$1,276.00
Load 3: Nashville, TN → Atlanta, GALoad rate $1,100.00 × 88%$968.00
Total load pay$3,344.00
Additions
LumperLoad 2, paid by the driver at delivery$150.00
DetentionLoad 1, 2 hours past free time$100.00
TollsPaid by the driver in cash$42.75
Total additions$292.75
Gross pay (load pay + additions)$3,636.75
Deductions
Fuel advanceCompany fuel card purchases$1,180.40
Trailer rentalWeekly trailer lease$175.00
ELD leaseWeekly ELD device and service$35.00
EscrowWeekly escrow contribution$100.00
Total deductions−$1,490.40
Net pay$2,146.35

Example only. Your rates, additions and deductions depend on your driver agreement or lease.

How to calculate driver pay: per mile vs percentage

Driver gross pay is load pay plus additions. Net pay, or take-home pay on the settlement, is gross pay minus deductions. The only difference between pay methods is how load pay is calculated.

Per mile pay

Load pay = loaded miles × rate per mile
  • 2,400 loaded miles × $0.60 = $1,440.00
  • Plus detention $50.00 = gross pay $1,490.00
  • Minus cash advance $100.00 = net pay $1,390.00

Some carriers also pay empty (deadhead) miles at a lower rate, for example 200 × $0.40 = $80.00.

Percentage pay

Load pay = load revenue × driver %
  • $3,000.00 load revenue × 88% = $2,640.00
  • No additions, so gross pay $2,640.00
  • Minus fuel $900.00 and trailer rental $175.00 = net pay $1,565.00

Check your agreement for whether the percentage applies to linehaul only or also to fuel surcharge and accessorials.

Owner-operators are often paid a percentage of the load. Company drivers are more often paid per mile, and some carriers pay a flat amount per load or trip pay. A useful check on any settlement is revenue per mile: load revenue divided by loaded miles.

Common additions on a driver settlement

Additions are paid on top of load pay. Many are accessorial charges the carrier bills to the broker or shipper.

Lumper
A fee for loading or unloading help at a warehouse. When the driver pays it, it is reimbursed on the settlement.
Detention
Pay for waiting at a shipper or receiver beyond the free time, usually after two hours, paid by the hour.
Layover
Pay when a driver has to wait overnight or longer because a load is not ready or the appointment moves.
TONU
Truck Ordered, Not Used. A flat fee when a load is canceled after the truck was dispatched.
Tolls
Toll charges the driver paid in cash or with their own transponder are added back to their pay.
Fuel surcharge
An extra charge on the load that follows diesel prices. Some percentage pay plans include it, others do not.
Extra stops
Stop-off pay for each additional pickup or delivery beyond the first.
Bonuses
Safety, fuel economy or on-time bonuses some carriers pay with the weekly settlement.

Common owner-operator deductions

Deductions are charges the carrier paid first and then takes out of the settlement. For leased owner-operators the lease should list each one.

Fuel and fuel advances
Diesel bought on the carrier's fuel card, deducted at the price on the card statement.
Cash advances
Money advanced on the road, such as a comcheck, repaid on the next settlement.
Trailer rental
A weekly charge when the owner-operator pulls a carrier-owned or leased trailer.
ELD lease
The weekly cost of the electronic logging device and its service.
Insurance
Occupational accident, physical damage or bobtail insurance bought through the carrier.
Escrow
Money held by the carrier as a reserve, built up from weekly deductions and returned under the lease terms.
IFTA and plates
Fuel tax and registration costs the carrier pays and charges back, often spread over several weeks.
Factoring fee and chargebacks
A share of factoring costs, or charges for claims, damage or tolls billed to the carrier.

How to create a driver settlement with this tool

  1. Enter your company details once. Company name, email and phone. The company name goes on every settlement.
  2. Pick the driver and the week. Type the driver's name, or tap a saved driver.
  3. Choose how you pay the driver. Percentage of the load, per mile or a flat amount per load.
  4. Add the loads. From, to, and the load rate or loaded miles.
  5. Add accessorial fees, fuel, tolls and deductions. Answer yes or no to each. Lumper, detention, tarp, trailer rent, ELD and escrow are one tap away.
  6. Review and download the PDF. Check the net pay, download the settlement and send it to the driver.

Start your driver settlement ↑

Automate settlements with Beyond Transport TMS

This free tool covers one settlement at a time. In Beyond Transport accounting, settlements are built for you:

  • Delivered loads become load payments automatically, per mile or percentage.
  • Fuel card and toll transactions are pulled in and deducted.
  • Recurring deductions like trailer rent, ELD and escrow are applied every week.
  • Settlements are sent to drivers by email in one click.
Beyond Transport TMS turning a delivered load into a load payment on a driver settlement, with accessorial fees, deductions and fuel transactions added automatically

Driver settlement FAQ

What is a driver settlement in trucking?

A driver settlement is the itemized pay statement a carrier gives a company driver or owner-operator for a pay period, usually a week. It shows each load with its pay, additions like lumper and detention, deductions like fuel, trailer rental and escrow, and the net amount paid to the driver.

Is a settlement the same as a pay stub or pay statement?

They are similar but not the same. A settlement, also called a driver pay statement or pay sheet, itemizes every load, addition and deduction. A payroll pay stub mainly shows wages and tax withholding. Many carriers send the settlement with the payment so the driver can check how the pay was calculated.

What is the difference between driver gross pay and net pay?

Gross pay is all load pay plus additions. Net pay, the amount actually paid to the driver, is gross pay minus deductions. For example: load pay $3,344.00 plus additions $292.75 equals gross pay of $3,636.75, and minus deductions of $1,490.40 equals net pay of $2,146.35.

How do I calculate per-mile vs percentage pay?

Per-mile pay is loaded miles times the rate per mile, for example 2,400 miles times $0.60 equals $1,440.00. Percentage pay is load revenue times the driver's percentage, for example $3,000.00 times 88% equals $2,640.00. Then add any additions and subtract deductions to get net pay.

What deductions can a carrier take from an owner-operator settlement?

Common deductions are fuel and fuel advances, cash advances, trailer rental, ELD lease, insurance, escrow, IFTA and plates, and factoring fees. The driver agreement or lease should list every item that can be deducted and how it is calculated, so the driver can check each one on the settlement.

Should lumper and detention be on the driver settlement?

Yes. When the driver paid a lumper fee, or is owed detention, both should appear as separate additions so the driver can see them. In this tool they are added as accessorial fees on the load they belong to, and they print in their own section of the PDF.

How often are drivers settled?

Most trucking companies settle drivers weekly, often on a fixed day for loads delivered the week before. Some pay every two weeks. For leased owner-operators the lease sets the timing. Whatever the schedule, settling on the same day every week builds trust with drivers.

Can I use this as a driver paycheck or pay stub?

Yes, as an itemized statement to send with the payment. It shows loads, additions, deductions and net pay. It does not calculate tax withholding, so for company drivers on W-2 payroll you still need your payroll provider for taxes. Many carriers attach it to each weekly payment.

Is this tool really free?

Yes. The driver settlement generator is free with no limit on how many settlements you create. We ask for your company name, email and phone once before you start. Features like your company logo and automatic settlements are part of Beyond Transport TMS.

Is my data stored?

The loads, amounts and PDF are created in your browser and are never sent to our servers. Your company details and saved drivers are kept in your own browser so you don't retype them. Your name, company, email and phone are sent to Beyond Transport so we can email you, as you agree before starting, along with how many settlements you create.

Does this replace payroll or tax withholding?

No. The tool creates driver settlements. It does not withhold income tax, Social Security or Medicare, file payroll taxes or issue W-2 or 1099 forms. Use a payroll service or accountant for those. Nothing on this page is tax or legal advice.

Why It Matters

Clear Settlements Keep Good Drivers

Drivers trust what they can check. A clean, itemized settlement every week means fewer questions and fewer disputes.

Professional PDF

An itemized settlement your drivers can read and check line by line.

Unlimited & Free

Create as many settlements as you need, every week, for every driver.

Done in a Minute

Simple questions, one at a time. Your company and pay setup are remembered.

Private

The PDF is created in your browser. Your numbers are never uploaded.

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